Apr

27

Scouting for that Perfect Home in Colorado Springs

By Angela Lanfranco

Colorado Springs Home Loans

Scouting for the Perfect Home in Colorado Springs

  

 

Colorado Springs Home LoansColorado Springs home lending professionals understand why so many people desire to own a home here. Colorado Springs, along with its neighboring towns and cities, is a great place to look for homes. Fountain, for example, is a suburban town 10 miles south of Colorado Springs which offers a great respite for weary people working in the big city and wanting to come home to a nice, quiet location. Our Colorado Springs home loan programs are suitable for a wide area, since Colorado Springs is divided into several sections such as El Paso County, Teller County, Downtown areas and several other counties. Colorado home lending professionals like Golden Lenders can offer many Colorado refinancing options in the current times. This can give you an array of choice when either looking to purchase or refinance.

 
If you are looking for a beautiful home in Colorado Springs, you need to know where to look. There are lots of homes being put up for sale and the challenge here is to find one that is worth every penny. There is also an option to have a house built for you in Colorado Springs. More than likely, you may be scouting for homes in this city because you’ve just landed a new job or position that requires you to relocate; or perhaps you’ve been in the same community for so long you want a change of scenery by moving somewhere you can find a change in atmosphere. Regardless of your reasons, Colorado Springs has a home that is just perfect for you and Golden Lenders is here to help. Whether its a ranch, Colonial, Tudor or Condominium unit, we have a loan program thats right for you. You might want to talk to one of our Golden Lenders home lending professionals, they can give you sound advice with regard to finding the best homes in the market for your buck. But, more importantly, they’ll tell you what you can afford.

Before you even look for the house that you want to purchase, it would be a good time to first think about prequalifying for your Colorado Springs home loan.  You want to make sure you get the best deal. We have lots of historic research on Colorado Springs home lending rates to share with you. This will surely show you-  now is RIGHT time to secure one. Finding a loan that can offer you the most competitive rates can be challenging, but if you allow us to just take a moment of your time, you’ll find we can offer you the best rates.

When you’re planning to move to Colorado Springs, you’re in for some amazing offers. Colorado home lending professionals like Golden Lenders can get you locked into an amazing rate right now. As a city where the economy is good and the development is consistent, you can’t go wrong with buying a home here. As soon as you begin to consider looking for that next place you call home, just make sure you apply for a loan first from the best Colorado Springs home lending company- not to mention BEST IN THE STATE.

Golden Lenders Lesson of the Week -

LEARN ABOUT COLORADO SPRINGS HOME LOAN POINTS

Mar

31

Colorado Home Financing

By Angela Lanfranco

Help for Colorado Home Financing

colorado-home-financingAre you thinking about buying a home in Colorado? Are you among the many seeking home loans in Colorado Springs? If so, you aren’t alone. Colorado has been able to maintain a somewhat stable real estate market compared to the rest of the country, and Colorado home financing are stretching to help you make your dream a reality. Whether you need someone specializing in Aurora Co mortgages or home loans in Colorado Springs, you’re sure to find a heck of a deal for your Colorado home financing. There are many things taking place that are going to help.

Tax Credit Anyone? Colorado Home Buyers

If you have Colorado home financing, say thank you to the $787 billion dollar stimulus bill that attempts to give first-time home buyers an enormous break. Home loans in Colorado are sure to see an increase in first-time home buyers thanks to this plan. If you can secure Colorado home financing and buy before November, then you’ll be able to receive a tax break of either a.)10% of the home tax credit or b.) $8,000 (whichever is less). This is a dollar-to-dollar tax credit, not a decrease in your tax liability. If you end up owing $10,000 at tax-time and you receive the $8,000 credit, then you’ll only owe $2,000. It’s Simple as that. If you don’t owe anything or owe less than your credit, you’ll be paid the difference. Talk about an encouragement to get out there and get your Colorado home financing now!

When you’re searching for home loans in Colorado Springs or are considering Aurora Co mortgages, keep in mind this tax credit is available for homes to be used as a primary residence only. Singles who earn more than $75,000/year or couples earning over $150,000/year won’t receive the same benefits. Also, while you can find great Colorado home financing right now, plan on keeping your home at least three years unless you want to repay your tax credit.

Homeowner Affordability and Stability Plan

Although not official until March 4th, here is some information about what is floating around the homeowner affordability and stability plan that you may find helpful if looking at home loans for Colorado Springs & area. President Obama wants to allow responsible homeowners to refinance into a 15-year or 30-year, fixed-rate loan according to current market rates. Even though it can’t include balloon payments or prepayment penalties, this could allow those with home loans in Colorado Springs, and other Colorado home financing arrangements, to reduce their mortgages significantly.

These are only some of the points to consider making Colorado home financing that much more appealing, including home loans in ripe areas like Colorado Springs.